Crypto in AmericaResearch, Data
and Insights
Independent research into what Americans think about crypto, how they use it and what they want from the institutions shaping its future. Free to read, cite and share.
- 10reports and pulses
- 32,000+Americans surveyed since 2025
- 436congressional districts mapped
Featured research
2026 Crypto Readiness Report
Americans who don’t own crypto: how open they are, what holds them back and what would change their minds.
Crypto at
the Bank 2026
What Americans want from banks, credit unions and advisors on crypto, and who they trust for guidance.
62%of parents would favor a bank that offers crypto74%of 18 to 34s expect banks to offer itNew2026 Annual State of Crypto Holders Report
Who owns crypto in America, what they use it for and what they want next.
Crypto at Work
How many American jobs crypto supports, where they are and what they pay.
Where Crypto Holders Live
Estimated crypto holders in every state and congressional district.
67Mholders across all 50 states and DC436congressional districts mapped2026 Crypto Merchant Report
How U.S. businesses of every size are taking crypto at checkout, and what would make more of them start.
39%of US merchants already accept crypto84%expect it to be common within five years2026 Stablecoin Rewards Pulse
What Americans think about earning rewards on stablecoins, and whether government should step in.
48%say consumers should be allowed to earn rewards71%of holders say the U.S. should lead on stablecoins2025 Crypto Holiday Report
How Americans think about giving and spending crypto over the holidays, and how it compares with gift cards.
1 in 4Americans have crypto on their gift list1 in 5would rather get crypto than a gift card2025 Crypto Confidence Pulse
What holds back Americans who don’t own crypto, and where they would want to learn.
2,000non-holders asked what holds them back2025 State of Crypto Holders Report
Our first study of U.S. holders: who owns crypto, why they bought it and how it fits into their financial lives.
21%of US adults hold crypto49%say it boosted their financial independenceResearch highlights
State of Crypto Holders67mAmericans own crypto. That’s one adult in four, up 12 million in a year.- Crypto at the Bank62%of parents with kids under 18 would be more likely to open an account with a bank that offers crypto.Explore the report→
Crypto Readiness59%of Americans who don’t own crypto say they’re open to it.Explore the report→
Crypto at Work232kU.S. jobs supported by crypto. Every crypto job supports six more.Explore the report→- State of Crypto Holders41%of holders send crypto to friends and family, up from 31% a year earlier.Explore the report→
- Crypto at the Bank59%would be comfortable with their bank holding their crypto for them.Explore the report→
- Crypto Readiness48%of non-holders say not understanding crypto is what holds them back.Explore the report→
- Crypto at Work57.6kcrypto jobs in California, the top state. New York is close behind.Explore the report→
- Crypto at the Bank92%of Americans 65 and older say their bank has never raised crypto with them.Explore the report→
- Crypto at Work$133kaverage pay across jobs crypto supports, more than double the $64k median.Explore the report→
- State of Crypto Holders69%of holders trust crypto. 65% trust traditional banking.
- Crypto at the Bank74%of 18 to 34 year olds expect most banks to offer crypto within ten years.Explore the report→
- State of Crypto Holders54%of holders say crypto has increased their financial independence.Explore the report→
- Crypto Readiness12%of non-holders would turn down $1,000 in crypto. 41% would hold onto it.Explore the report→
- Women in crypto24.9mU.S. women hold crypto. A third of all holders are now women.Coming soon
- Crypto Readiness4×Non-holders who know how to buy crypto are nearly four times as likely to plan a purchase.
- State of Crypto Holders38%of holders live in the South. Crypto ownership tracks where Americans live.Explore the report→
- Holiday Report 20251 in 4Americans have crypto on their holiday gift list. Among holders it’s 65%.See the report→
02
Explore the data
Choose a report and a question. Tap any bar for the full figure.
Would crypto make you more likely to bank there?
% more likely to open an account with a bank that offers crypto, or use it for more of their financial needs
of all U.S. adults
Source: NCA, Crypto at the Bank 2026. Online survey by The Harris Poll of 2,017 U.S. adults, September 15–16, 2026. Accurate to within ±2.7 percentage points.
In the news
32 stories that cite our research, biggest outlets and latest first.
- State of Crypto Holders 2026The Street RoundtableMore Americans over 55 hold crypto than under 25, NCA report finds
- State of Crypto Holders 2026New Report Reveals 12 Million More Americans Became Crypto Holders in 2026
- Merchant survey 2026Do You Accept Crypto at Check-Out? New Data Shows a Rising Number of Businesses Do
- Crypto at WorkCrypto’s US Workforce Is Tiny, But Industry Punches Above Its Weight: Report
- Non-holder survey 2025Here’s what’s preventing the majority of Americans from getting into crypto
- State of Crypto Holders 2025The White HouseStrengthening American Leadership in Digital Financial Technology
- Non-holder survey 2025Crypto’s Upward Run Has Some Worried They’ve Missed the Boat, Survey Says
- Crypto at WorkKitcoCrypto SWOT: The U.S. crypto industry is expected to contribute more than $55 billion to U.S. GDP in 2026
- Crypto at WorkCrypto Now Employs More Americans Than Coffee or Tobacco Manufacturing Industries
- Holiday Report 2025TheStreetCrypto is officially on the holiday shopping list, new survey shows
- State of Crypto Holders 2025Crypto is more popular with workers in construction than finance, says new Harris Poll
- State of Crypto Holders 2026KCAL NewsKCAL-LA Mornings segment on the 2026 State of Crypto Holders Report
- Merchant survey 2026Chain Store AgeSurvey: Customer demand driving merchant acceptance of crypto payments
- State of Crypto Holders 2026Stocktwits40% Of Crypto Holders Want Rewards - CLARITY Caps Them, Banks Want Them Killed
- Merchant survey 2026Large Businesses Driving Crypto Payments Adoption, PayPal Survey Finds
- Holiday Report 2025Small Business TrendsOne in Five Americans Prefer Crypto Over Gift Cards This Holiday Season
- Merchant survey 2026Digital TransactionsCrypto Is Moving Into the Payments Mainstream, a New Study Finds
- Merchant survey 2026PaymentsJournalCustomer Interest and Efficiency Attract More Merchants to Crypto
- State of Crypto Holders 2026CryptoSlateCLARITY Act advances, but crypto’s retail trust test is only starting
- State of Crypto Holders 2026CoinageCrypto Ownership in America Jumps to 1 in 4 Adults, New Survey Finds
- State of Crypto Holders 2025Cointelegraph MagazineCrypto ownership isn’t just lambos and bros anymore
- Crypto at WorkCrypto BriefingUS crypto sector supports 34,000 direct jobs and contributes $55B to economy, NCA says
- Crypto at WorkCrowdfund InsiderCrypto Sector Delivers Substantial Economic Value Despite Modest Direct Employment in the US
- Holiday Report 2025AZFamilyCryptocurrency becomes trendy holiday gift option
- Holiday Report 2025FINTECH.TVSurvey Shows More Americans Turning to Crypto for Gifts and Shopping
- Merchant survey 202639% of U.S. Merchants Now Accept Crypto, PayPal Survey Finds
- Merchant survey 2026Bitcoin.com NewsCrypto Payments Surge: PayPal Finds 39% of US Merchants Now Accept Digital Assets
- Non-holder survey 2025Almost Half of Americans Want Crypto, But 90% Say They Just Don’t Get It
- State of Crypto Holders 2025New survey finds 55 million Americans use cryptocurrency
- State of Crypto Holders 2025Roofing ContractorNew Poll Finds Construction Workers Love Crypto
- State of Crypto Holders 2025AdvisorpediaUnderstanding Who Your Crypto Clients Are
- State of Crypto Holders 2025Connect Money21% of US Adults Use Digital Assets, Largest Study Finds
Crypto across America
Two maps from our research. Choose one, then pick a state.
Source: NCA, 2026 State of Crypto Holders Report. Harris Poll model built on a national sample of 10,000 holders and census demographics for each congressional district (119th Congress). Figures are estimates with a margin of error.
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All research
- Banking
- Crypto Holders
- Non-Crypto Holders
- Holiday
- Merchants
- Policy
Showing 11 of 11
- New
2026 Crypto Readiness Report
Americans who don’t own crypto: how open they are and what holds them back.
- New
Crypto at the Bank 2026
What Americans want from banks, credit unions and advisors on crypto.
Crypto Offerings in the U.S.
Who invests in and issues crypto in the U.S., to inform the SEC’s Regulation Crypto.
Crypto at Work
Crypto’s jobs, wages and impact in every state. Analysis by Pragmatic Policy Group.
2026 Annual State of Crypto Holders Report
Our annual study of U.S. holders, with an interactive map.
2026 Crypto Merchant Report
How U.S. businesses are taking crypto at checkout. With PayPal.
Download
2026 Stablecoin Rewards Pulse
What Americans think about earning rewards on stablecoins.
Download
2025 Crypto Holiday Report
How Americans give and spend crypto over the holidays. With PayPal.
Download
2025 Crypto Policy Pulse
A survey of 2,000 Americans - what crypto issues they care most about, opportunities for U.S. lawmakers, and mandates for shaping crypto policy.
Download
2025 Crypto Confidence Pulse
What holds back Americans who don’t own crypto, and where they would learn.
Download
2025 State of Crypto Holders Report
Our first study of U.S. holders: who owns crypto and why they bought it.
Download
The research, discussed
Episodes of Crypto, Explained, NCA’s weekly podcast, that unpack our findings.
All episodes
Episode 41Aug. 5, 2026with Oliver Browne, Chief Economist, Pragmatic Policy Group
Episode 29May 13, 2026with Stu Alderoty, NCA President
04
Downloads
Reports, summaries and chart packs to download.
Crypto Readiness 2026
- Report (32 pages)PDF · 1.3 MBDownload
Crypto at Work
- Report (2 pages)PDF · 3.1 MBDownload
State of Crypto Holders 2026
- Report (30 pages)PDF · 2.7 MBDownload
2026 Crypto Merchant Report
- Report (2 pages)PDF · 2.4 MBDownload
2026 Stablecoin Rewards Pulse
- Pulse (1 page)PDF · 892 KBDownload
2025 Crypto Holiday Report
- Report (2 pages)PDF · 2.0 MBDownload
2025 Crypto Confidence Pulse
- Pulse (2 pages)PDF · 2.4 MBDownload
2025 State of Crypto Holders Report
- Report (20 pages)PDF · 3.2 MBDownload
Questions about our research
How many Americans own crypto?
About 67 million American adults, roughly one in four, own crypto, according to the 2026 State of Crypto Holders Report. That is up about 12 million in a year. The report is based on a Harris Poll survey of 10,000 U.S. crypto holders, fielded February 12 to March 3, 2026.
What do Americans who don’t own crypto think about it?
59% of Americans who don’t own crypto say they are open to it, and 48% say not understanding it is what holds them back. Source: the 2026 Crypto Readiness Report, a Harris Poll survey of 2,014 U.S. non-holders fielded June 24 to July 1, 2026.
Do Americans want their bank to offer crypto?
42% of U.S. adults say they would be more likely to open an account with a bank that offers crypto, or use it for more of their financial needs. 64% say their bank, credit union or advisor has never raised crypto with them, and 60% expect most U.S. banks to offer crypto within ten years. Source: Crypto at the Bank 2026, a Harris Poll survey of 2,017 U.S. adults fielded September 15 to 16, 2026.
How many U.S. jobs does the crypto industry support?
The crypto industry supports about 232,000 U.S. jobs, with average pay of $133,000, more than double the $64,000 national median. California has the most crypto jobs. Source: Crypto at Work (July 2026), independent analysis by Pragmatic Policy Group.
How many U.S. merchants accept crypto?
39% of U.S. merchants surveyed already accept crypto, and 84% expect it to be common within five years. Source: the 2026 Crypto Merchant Report with PayPal, a Harris Poll survey of 619 payment decision makers fielded October 21 to 27, 2025.
Who conducts NCA’s research?
NCA’s surveys are conducted online in the United States by The Harris Poll on behalf of the National Cryptocurrency Association. Crypto at Work is independent analysis by Pragmatic Policy Group. More than 30,000 Americans have been surveyed since 2025.
Can I cite or republish NCA research?
Yes. All NCA research is free to read, cite and share. Credit the National Cryptocurrency Association and name the report. For interviews or data requests, email media@nca.org.
