Three Paths, One Decision

The first route is to switch on crypto through a provider you already use. PayPal launched Pay with Crypto in July 2025, supporting over 100 currencies and converting to dollars at checkout^[1]. Square Bitcoin launched in late 2024. Stripe enabled crypto payments through its Crypto.com partnership in January 2026^[2]. These are examples, not the full list. Many other payment providers have added crypto support or are adding it now. If your provider is not one of these three, ask them directly. For most small businesses, this is the right starting point. Nothing new to sign up for. The second route is a dedicated crypto payment gateway, a service built specifically for crypto. Providers like Coinbase Commerce work through plugins for platforms like Shopify and WooCommerce, a popular online store tool for WordPress-based websites. Fees run around 1% per transaction, compared to 2.5 to 3.5% for card payments. They convert to fiat currency, meaning dollars, and settle to your bank account. The third route is accepting crypto directly into a wallet you control, with no gateway involved. Fees drop to near zero, but conversion, record-keeping, security and additional tax considerations all sit with the business owner. Most businesses should start somewhere simpler.