Where Business Crypto Fraud Actually Happens

Dusk rooftops: a payment-slip paper airplane trailing coins flies to a shadowy hand; the owner reaches from the window, too late.

Most owners cautious about crypto assume the risk is in the technology: volatile prices, complicated wallets or hacks. Those concerns are real, but they are rarely where business crypto fraud actually happens^[1]. The riskiest moment is more familiar than any of that. It is when someone asks you to send a payment or change where one goes^[2]: a supplier emails updated bank details, or a message arrives about your account. In a crypto context that moment carries one extra problem. Once a crypto payment reaches the wrong address, no one can recall it. With a card payment, the bank can dispute the charge, and even Zelle and Venmo sit on an operator that can sometimes reimburse a scammed customer. Crypto has no one in that role. This module covers the fraud patterns most likely to hit a small business, and the one habit that stops most of them.