Which of the following best describes why the finality of crypto transactions makes pre-payment verification more important than it is for bank transfers?

When a bank transfer goes to the wrong account, there is a process to attempt a recall, and in some cases funds can be recovered. When a crypto payment is sent to a wrong or fraudulent address, the transaction is permanent. The blockchain records it and it cannot be undone. This is why the verification step belongs before the payment, not after. Recovery is not an option.